We are here to answer any questions you may have about this Agreement or about your Frost Bank Account(s). We urge you to carefully read the Agreement and keep it for future reference. We are pleased to provide you with our Deposit Account Agreement (the “Agreement” as further defined below), which applies to any personal or business checking, savings, money market or CD account (each either a “Personal Account” or a “Business Account” and, collectively, “Account(s)” as defined below) you may have with Frost Bank. IMPORTANT INFORMATION ABOUT CASH REPORTING REQUIREMENTS FOR BANKS UNDER THE BANK SECRECY ACT (10) Stop Payments on ATM, POS, or Debit Card Transactions (6) Online Banking, Mobile Banking, and Bill Payment Services (3) Your Liability for Unauthorized Transfers (1) ATM and Debit Card Transfers and Limitations Required Disclosures Under Electronic Funds Transfer Act and the Consumer Financial Protection (2) What are Your Rights Regarding Substitute Checksī. Relationship to Your Digital Wallet ProviderĬ. Representations and Agreements Indemnityī. Cash Vault Services and Smart Safe Servicesī. Wire Transfers and Automated Clearing House (ACH) Transactions Lost, Destroyed or Stolen Cashier’s Checks, Teller’s Checks or Certified Checks (12) Converting Checks To Electronic Debits (2) Withdrawal Restrictions and Overdrafts (8) Our Responsibility for Collecting Deposits (4) Holds on Other Funds (Other Accounts) Mobile Device and Wireless Internet Access Frost Online Banking Services for Personal and Business AccountsĬ.
Debit Card Services (Including Health Savings Account Debit Cards)ī. Messages and Email Communications Consent to Geo-Location Based Fraud PreventionĪ. Consent to Autodialed and Prerecorded Phone Calls and Text Messages Consent to Fraud Alert Text Notify Us of Inaccurate Information We Report to Consumer Reporting AgenciesĬ.
Frost Bank Property, Branch and ATM Code of Conduct Fraud and Loss Prevention Legal Process Legal Compliance Reservation of Rightsį. Governing Law Dispute Resolution Arbitration Statute of LimitationsĬ.
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